2006 Inaugural 85239 Magazine

2024 June InMaricopa Magazine - View more at InMaricopa.com

THE MAGAZINE

June 2006

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With a population that has tripled in less than two years, Maricopa is widely recog- nized as one of the fastest growing cities of its size in the nation. In 2000, census numbers for the city reflected a population of only 1,040. Six months after its incor- poration in October 2003, a special census measured Maricopa’s population at 4,998. By January 2005, that number rose to 7,608, and by the end of last year, Maricopa’s official census numbered city residents at 15,939 – more than three times the popula- tion from March 2004.

continued on pg. 6

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CONTRIBUTORS

THE MAGAZINE

Letter from the Publisher

Dear Fellow Maricopians,

Welcome to the inaugural issue of 85239 The Magazine ! Maricopa is a growing community with growing needs, and we have created this magazine to address both. 85239 The Magazine will be mailed to all Maricopa area residents – for free – each month. The in-depth monthly features highlighting various community issues and people will be a great complement to Maricopa’s daily news and information source, 85239.com. This issue of 85239 The Magazine speaks to the incredible growth our community continues to undergo. Future editions will address politics, education, restaurants, and other topics that are meaningful to us as Maricopa residents. Next month’s issue will highlight the many new entrepreneurs and small business owners in town (if you fall into this category, contact us via email at Magazine@85239.com!). It’s an exciting time to be doing business in Maricopa, and it’s certainly an exciting time to be living in our great city. Thanks in advance for your support of 85239 The Magazine and its advertisers. And please don’t hesitate to contact us with suggestions as to how we can best serve our community and you.

Sincerely,

Scott Bartle Publisher

population from pg. 3

City officials predict the population will triple again to 47,782 in the 20-month period from January 2006 to August 2007. Expectations are that a whopping 125,000 people will call Maricopa home by 2010. “Everyone asks what the population will be in six months, in a year or in 2010,” says Paul Jepson, management assistant for the City. “Making predictions on future growth based on permits, trends, surveys and census data is tricky at best. The difficulty is in judging how fast growth will happen, not if growth will happen.” That growth is taking place at such an exceptional rate it makes the General Plan an invaluable tool to help city planners manage the changes. “While city gov- ernment has little effect on the quantity of growth,” Jepson says, “it does have a significant effect on the quality of growth.” That quality of growth is being closely monitored. New planned area develop- ments are required to accommodate a 20% open space ratio, the highest in the state. Each development must also adhere to strict regulations and design stan- dards for amenities such as tot lots, trails and bicycle lanes. “The plans on the developers’ drawing boards for future master planned commu- nities are stacked pretty high,” Jepson notes. “It is the City’s job to make sure the developers do things properly.”

continued on pg. 12

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INTEREST RATE

1. What is your credit score? FICO or credit scores will affect your rate. The higher your score, the lower the interest rate. Check your credit report at least twice a year. If you believe there is an error that is lowering your score, contact your mortgage lender for help getting it corrected immediately. That could save you thousands of dollars in interest pay- ments. 2. What is your down payment per- centage? The greater the down payment you are able to invest, the lower the interest rate. As your loan to value (LTV) drops, so does your rate.

Shopping for a new mortgage loan can be time-consuming and stressful. We all want to make the right decisions for our families and ourselves. There are many choices today with the different types of mortgage products available and the ever- increasing number of mortgage lenders who would like to help you with your loan. The first question I am usually asked, and generally the first question on the minds of many borrowers thinking about a new mortgage, is: What is my interest rate? Borrowers are naturally rate-conscious and want an honest rate. At least 15 factors can affect your interest rate including, but not limited to, the list below. Without knowing the answer to each of these questions, a lender cannot quote you an accurate rate. Additionally, a rate quote doesn’t mean much unless it is first “locked” by the lender. Rates fluctuate daily and, unless your rate is locked, it could change by the time you reach the closing table. To secure and “lock” the best rate avail- able, your lender should address the following issues with you.

3. What is your loan amount?

4. Do you want 100% financing?

5. Do you want a fixed or adjustable note? Choosing an adjustable rate note (ARM) will lower your rate. 6. What terms do you prefer? A shorter term mortgage, 10 or 15 years, will offer a lower rate than a 30 or 40-year term.

7. Do you want a negative amortization loan?

8. Do you want interest only? Depending on the lender, rates can be adjusted upward .50% to .75% annually with an interest-only loan. Your minimum payment requirement, however, will probably be lower versus the fixed rate.

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QA &

City of Maricopa Planning Direc- tor Amy Haberbosch-Arco speaks passionately about Maricopa and its small-town welcoming charm. “We’re a city of 20,000,” she says. “But it feels more like 5,000.” She says that working for the City, although it frequently requires working very long days, is like being part of a big family. “We spend so many hours together that this has become our second home.” Perhaps it is this same small-town aura that causes the residents of Maricopa to feel much the same way. Being part of the Maricopa community is being part of a much larger family. That sense of community, the own- ership that residents feel for their neighborhood, drives many Maricopa residents to educate themselves and get involved in city planning, as evidenced by the community’s response and involvement with the General Plan. 85239 The Magazine sat down with Haberbosch-Arco, the leader of Maricopa’s five-member planning and development team charged with de- veloping the City’s first General Plan, to speak about the City’s growth and what’s to come.

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The General Plan incorporated 10 months of public community input. Since the citizens have had so much input on this process, we are comfortable with the results. The Plan was approved by City Council in January and went to the public for vote in May. It is our guide to future development; it’s kind of like our Bible. It has had a big impact already. Most cit- ies take a year to come up with a General Plan, and they are just updating from an existing plan that has already been established. We were basically all new; we started from scratch but got it done in the same time frame.

planning area boundaries. This was excellent vision by our incorporation committee. Projects that are located in the county but within our planning area are sent to the City of Maricopa for us to review and comment. This allows us to express our concerns to the County on key elements such as transportation, employment areas, open space, schools, public safety, etc. Because the projects are so close to what is happening here, they affect us in many ways. Some items have actually been tabled based on the concerns the City of Mari- copa has had. This is where I think the General Plan has had the most impact. We have something to base our concerns on.

continued on pg. 18

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population from pg. 6

Area builders have completed more than 6,150 homes in Maricopa in just the last two years. According to Census Bureau statistics, from July 2004 to July 2005 the population of Pinal County increased 6.9% to 229,549, earning it the rank of seventh fastest growing county in the country. The city of Maricopa, adding 6,065 new residents during that time, was responsible for nearly 41% of Pinal County’s overall growth. In an attempt to accommodate the rapid growth, new communities are being planned, commercial hubs designed and large employers sought. The City is also working on attracting a college campus and hospital. Over the next 10 years, the Maricopa Unified School District plans to add 17 new elementary schools, five new middle schools and three new high schools. More than 80 new employees will be hired by the district just for the

upcoming school year. According to the General Plan, Maricopa expects to provide more than 180,000 local jobs in 20 years. The City’s Senior Economic Develop- ment Consultant, Ioanna Morfessis, is working with the City to develop and implement a strategy that will allow for such a strong economy. “Maricopa is one of America’s smartest cities; more than half of our residents have at least a college degree and more than 80 percent have had some college background,” states Morfessis. “Our future is incred- ibly bright. We are building one of the most diverse and sustainable economies in our region and state. “We are very mindful that our entire community is inextricably linked to the Greater Phoenix economy and embrace this as one of our greatest strengths. At

Maricopa Manor Business Center Space currently available in brand new professional services building located on John Wayne Parkway in the heart of Maricopa 1,100+ S.F. Available (520) 518-1235 For Leasing Information:

POPULATION GROWTH

Business • Churches • Classifieds • Links • Coupons • Events • Community News • Local Services • Open Forum • Real Estate • Schools

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IS ENOUGH ?

With the recent fire in Acacia Cross- ings, you may be asking yourself, does my insurance coverage fit my needs? Do I have enough coverage to replace my home in the event of a serious loss? What factors affect my premium? Ask yourself these questions: • Have I recently remodeled or improved my home? • Has the rate of inflation risen since my last appraisal? • Have building construction costs increased? If you answered “yes” to any of them, it is time to reassess your policy to ensure your Homeowners Insurance coverage is commensurate with your home’s value. As you consider these issues, it is impor- tant to understand that real estate values measure the market value , or selling price, for a home. For insurance purpos- es, it is important to estimate the current replacement cost , which is the amount needed to hire a contractor to repair the damage or to rebuild the home to its pre- loss condition. Dwelling replacement costs used by insurance companies do not include the value of the land, as it is not damaged in the event of a loss. Building contractors, professional re- placement cost appraisers and insurance agents are good sources for obtaining an estimated replacement cost for your home. Once you know the estimated cost to replace your home, you can decide how much insurance coverage fits your needs.

Usually, coverage for your personal prop- erty is a set percentage of the dwelling amount. Make sure that you have enough coverage to replace your personal prop- erty as well. You should also consider other policy endorsements such as sewer and drain backup coverage and cover- age for personal articles with high values such as jewelry, fine arts and collect- ibles. You may want to consider higher personal liability coverage if you have a pool or a need for Flood Insurance, which is provided by a separate policy. In addition to the amount of coverage you decide to purchase, your premium is impacted by optional endorsements you select, your claim history, whether you have a security system, the amount of your deductible, company longevity and multiple policy discounts such as home and auto. Keeping your policies with one company will help maximize your discounts. Take the time to review your insurance coverage with your agent every 12-18 months to ensure you have adequate cov- erage and that you are prepared should a disaster strike your home – and yes, it can happen to you.

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q&a from pg. 11

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Before Building a

SWIMMING POOL... Do Your Homework

In the world of swimming pools, more is better - or is it? Once you have made the decision to have a swimming pool built or renovated, there are a few things you need to consider to make sure that you are ready for your new investment. Most people spend a great deal of time preparing for the purchase of a new home or car or having a baby, but they spend little time preparing for a new swim- ming pool. When preparing for any big investment, one of the main questions people need to ask themselves is: “What is my long-term responsibility?” Unlike a car that you can trade in every couple of years or a new baby who will eventually outgrow your constant nurturing, your new swimming pool will require you to be hands-on forever! Three major elements will ensure long- term enjoyment of your swimming pool: design, fi ltration and accessories. Design is probably the most important aspect as many people buy a swim- ming pool based solely on how it looks. Remember that the pool design may look great on paper but may not be exactly what you expect once it has been constructed. Take some time to consider design and functionality options. Will you use the pool for entertaining, sport or relaxing? Your pool designer can help you determine what style options best suit your needs.

Filtration , how well the pool can circu- late the water and remove debris from the pool, is another extremely important element. The more precise your fi ltration, the better the pool is going to circulate and the less time you will spend keeping it clean. Keep in mind, the car is only as good as the engine powering it! Accessories such as waterfalls, salt systems, automatic cleaners, automation systems and many others can also be added to a swimming pool. When adding waterfalls and other water features, it is wise to get a very good understanding of how they operate, what can happen to the water feature over time (e.g. calcium buildup, material deterioration, leaking) and its ease – or dif fi culty – of use. The more advanced options you install, the more you need to consider how those op- tions will affect your ownership. If you take the time to understand all of these options, you can design a swim- ming pool that caters to your needs and lifestyle. Your knowledge of design, fi ltration and accessories will enable you to create and maintain a dream pool that will be a great addition to your home.

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IF YOUR POOL NEEDS TO BE RESCUED, RENOVATED, SERVICED, OR YOU NEED A NEW POOL, THE UGLY POOL GUYS WILL BE THERE!!!

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LIFE IS FULL OF OPTIONS. HOME BUYING SHOULD BE TOO.

When it comes to buying a home, D.R. Horton prides itself on providing customers with options. And lots of them. Right now, you can choose one or all three: $0 move-in costs, save $100s per month, and/or upgraded builder options. Pick what best suits your lifestyle and get living. It will be one of the best decisions you ever made.

FROM OUR FAMILY TO YOUR FAMILY.

D.R. HORTON – CONTINENTAL SERIES COMMUNITIES

ARIZONA TRADITIONS ACTIVE ADULT COMMUNITY

G DIAMOND RANCH Southwest corner of Peart and Korsten Rd. in Casa Grande (480) 734-7543 Pavilions ◊ From the $190s Sapphire ◊ From the mid $200s Sterling ◊ From the low $200s

COPPER BASIN COMING SOON! 5 NEW NEIGHBORHOODS Hunt Hwy., 1 / 2 mile south of Johnson Ranch in Pinal County (480) 483-0006

SANTUARIO Southeast corner of Happy Valley & Scottsdale Rd. Call for more information From the high $900s (480) 734-7690 ALTERRA Located on John Wayne Pkwy. and Bowlin Rd. NOW OPEN! Coyote Ridge From the high $200s (520) 316-6715 Roadrunner Trails From the mid $200s Close-out! Call for availability (520) 568-8824 JOHNSON RANCH South on Ellsworth to Hunt Hwy., then 5 miles east to Bella Vista in Queen Creek Ponderosa Now selling Rio at Laredo Ranch Golf course community 3 community pools, tennis/basketball courts & BBQ area Riding Trails˚ From the $200s Arabian Stables˚ From the $220s (480) 882-1734 NOWOPEN! Rodeo Ridge ◊ From the mid $200s (480) 888-7786 Horseshoe Canyon ◊ From the mid $200s (480) 677-8582 MOUNTAINSIDE 176th Ave. and Waddell in Surprise NOWOPEN! Selling from Arizona Traditions Located at Bell Rd. & Citrus Rd. in Surprise (480) 483-0006 Pinnacle ◊ From the mid $200s (623) 544-2005 (480) 734-7695 Ridgeway ◊ From the low $300s (623) 544-2006 (480) 734-7678 Summit ◊ From the low $300s (480) 734-7633 NOWOPEN! Crestview ◊ From the high $200s (623) 544-2005 or (480) 734-7633

A guard-gated, golf course community Located on Bell Rd. 5 miles west of

Grand Ave. in Surprise NOW OPEN! The Retreat

From the $200s (623) 546-5613

RANCHO EL DORADO Close-out! Call for availability

PECAN CREEK SOUTH Gantzel Rd. & Combs in the Queen Creek area NOW OPEN! Selling from Providence at Copper Basin Halstead ◊ From the high $100s Hawthorne ◊ From the high $100s (480) 882-9951 NOWOPEN! Selling from Stagecoach at Johnson Ranch Brighton ◊ From the $160s (480) 882-1734 NOWOPEN! Selling from Ponderosa at Johnson Ranch Radford ◊ From the low $200s (480) 888-7786 Selling from Horseshoe Canyon at Johnson Ranch Waverly ◊ From the low $200s (480) 677-8528 LAREDO RANCH Combs Rd. and Schnepf Rd. in the Queen Creek area NOW OPEN! Selling from Ponderosa at Johnson Ranch Rio ◊ From the low $200s (480) 888-7786 CIRCLE CROSS RANCH Ironwood/Gantzel Rd., south of Combs in Pinal County in the Queen Creek area NOW OPEN! Oakley ◊ From the low $200s (480) 734-7649 NOWOPEN! Cimarron ◊ From the mid $200s (480) 734-7692 NOWOPEN! Maverick ◊ From the mid $180s (480) 734-7692

CORTINA AT SARIVAL VILLAGE Close-out! Call for availability Lower Buckeye Rd., east of Sarival Ave. in Goodyear Capri/Catalina˚ From the low $200s (623) 882-8433 Monaco/Montebello/Madera˚

Exit 1-10 at Queen Creek, west 15miles in Maricopa Golf course community Creekwood/Promontory Remington Ridge˚ From the $270s (520) 568-2317 HOMESTEAD NOW OPEN! Selling from RemingtonRidge at Rancho El Dorado Thunder Ridge ◊ From the high $100s (520) 568-2317 Crescent Ridge ◊ From the $220s (520) 568-1860 NOW OPEN! Selling from Roadrunner Trails at Alterra Trailhead ◊ From the high $160s (520) 568-8824 COMING SOON! 6 FAMILY & ACTIVE ADULT NEIGHBORHOODS Smith-Enke Rd. & Porter Rd. in Maricopa (480) 483-0006

From the $260s (623) 882-8433 Vienna/Victoria/Vasanti˚ From the high $200s (623) 882-8433

COUNTRY PLACE Southwest corner of 91st Ave. & Lower Buckeye Avalon From the mid $200s (623) 215-7769 Vermont From the high $200s (623) 215-7769 SUNSET FARMS 103rd Ave. & Broadway in Phoenix NOW OPEN! Blossom Hills From the mid $200s (623) 215-2471 Citrus Springs From the $260s (480) 734-7626 DYNAMITE MOUNTAIN RANCH I-17, east on Happy Valley Rd., north on 23rd Ave./Norterra Pkwy. NOW OPEN! Stonebridge From the high $400s

Mountain views (480) 734-7532

RIVERBEND 55th Ave. & Broadway in Phoenix (602) 651-1572 Willow Cove ◊ From the mid $200s Spring Creek ◊ From the mid $200s

For more information, call (480)483-0006 or visit www.drhorton.com or www.continentalphoenix.com Prices are subject to change without notice. ◊ Sales are conditional and may be rescinded by purchaser until receipt and acceptance of the Arizona Subdivision Public Report. † OAC, certain restrictions apply. See sales associate for details.˚ SHA Construction LLC License #ROC160518-B. Marketed by Continental Homes, Inc. s $1,000 additional incentives applicable only to written purchase offers submitted on or after February 4, 2006 and subject to expiration. May be discontinued at any time .

© 2006 Continental Homes. CHI Construction Company. License #ROC 064532-B

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